The mortgage is a good one. The lender is Banco Popular a reputable lender and the interest rate is 3.5% with an outstanding term of 10 years. This means that 120K outstanding can be taken off the purchase price and Janet and John can take the responsibility of the mortgage with the property. The advantage is John does not have to register a new mortgage at the Town Hall notary publics near me and avoids paying a mortgage tax. He also saves a lot of time in not having to arrange his finance, albeit the loan is more than he wanted at least it is very cheap by UK standards and manageable.
This scam has been working well for years, but apparently isn't efficient enough for some crooks. In a new twist, some clever criminals have found a better way. Now, instead of pretending to help, the crooks just forge the owner's name on a quitclaim deed and file it with the county. A quitclaim deed is a statement from a property owner that he or she no longer wishes to maintain any interest in the property. That notarized document near me specifies who will take over ownership.
The next step is to get your house appraised. This particular step is simple for you to do. The lender will contact you and someone out to your house for the appraisal. All you have to do is be home.
1107. Attorney's Fees: You may be required to pay for legal services provided to the lender, such as an examination of the title binder. Occasionally the seller will agree in the notary publics near me agreement of sale to pay part of this fee. The cost of your attorney and/or the seller's attorney may also appear here. If an attorney's involvement is required by the lender, the fee will appear on this part of the form, or on lines 1111, 1112 or 1113.
How can you prove it is the same person (or perhaps not) so you can record liens or possibly take other enforcement actions? The problem with public record database search services is they are not perfect. They are great tools, however they are not the final word.
There are many more excellent mobile notary public resources (I provide links to most of them on my website) available but they don't have rss feeds (or at least, I can't find them). If you frequent a notary website that has a feed and isn't on the list above, please let me know. I'd love to add them to the list. Also, if one of your favorite resources doesn't provide an rss feed, bug them until they do. Then let me know!